On the Go Real-time access to all your budget data across multiple devices means you can budget with a partner and always have the info you need to make good spending decisions. You Need a Budget: Best App for Personal Finance Junkies You Need a Budget is a useful app for zero-based budgeters who want to get their spending aligned with their financial goals. YNAB, which stands for “You Need a Budget,” and Intuit’s Mint have grown to become two of the most popular online budgeting apps available. If you want one that’s just a budgeting tool with a simple user interface, you can do better. You Need a Budget (YNAB) does this but … It’s a tool for someone who is serious about improving their money management — so much that they’d pay for it. Final verdict: If you’re looking for a free app that allows for customizing your budget and bank syncing, Mint is a great app. Many budgeting apps allow you to link bank accounts so the app can track where your money is going. Rather than relying on traditional budgeting buckets, you build your budget based on your income, giving every dollar a job in your budget. Unlike other apps, Goodbudget doesn’t have you sync bank accounts. Aptly called “You Need A Budget,” the service asks users to “give every dollar a job.” First, users are asked to set a budgeting goal, such as a vacation or education expenses. YNAB will match up imported transactions with those you enter yourself so your account balances are always accurate. Goal Tracking Go beyond an expense tracker. That’s where a budget planner app comes to play. If you’re a fan of other aspects of the YNAB brand, you’ll probably enjoy the YNAB app. All you need is to download the app and sync it with your accounts, and you are all set to go! Before choosing the best budgeting and personal finance app for your needs, check out this comparison of two of the most popular. You Need a Budget has a unique approach compared to other budgeting apps. Built on a philosophy of financial responsibility, this online app helps you learn about … 5. Easy-to-Use. YNAB — which stands for “You Need a Budget” — has grown to become one of the most popular budgeting software packages available. With an automated savings app, you could seamlessly stick to your financial goals, with complete efficiency. YNAB stands for You Need a Budget, and it's true: You do. You Need a Budget has a cult-like following of die-hard fans who lovingly refer to the app as YNAB. The app allows multiple devices to access the same account, so partners and family members can share a budget. Last but not least, using a budget planner app like Treubill is not a big task. You can! If you're looking for an effective budgeting system, then YNAB may be the app you've been looking for. 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